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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

An Overview of 529 Plans

As families invest their savings in preparation for their children’s future K-12 or college tuition and expenses, 529 college savings plans can provide various tax and financial benefits. These benefits…

Use a Lump Sum to Pay Down Debt

If you’ve received a lump-sum payment from an inheritance, tax refund or commission off of a large sale, you might be wondering what the best use of that money is.…

What is a Profit-Sharing Plan?

While choosing from the various kinds of retirement plans available, an employer or a company can choose a profit-sharing plan to provide retirement benefits for its employees. What is a…

Graduating from College Debt-Free

According to EducationData.org, for 2022, Americans owe $1.745 trillion in student loan debt. That is how profound the student debt problem in the U.S. has become. To put it in…

The Basics of Mobile Payments

Mobile phones are everywhere now and are no longer just for making calls and sending texts. People use their phones for everything from navigating a new city to watching TV,…

The True Cost of Buying on Credit

There’s a reason so many consumers are struggling today with sky-high credit card bills. U.S. consumers are addicted to plastic. We use credit cards to buy everything from flat-screen TVs…

Buying Your First Electric Car

Electric cars sound like an excellent investment — especially if you have been at the gas pump lately. Not only do they cost less to operate, but they also produce…