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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

The Benefits of Compounding

How interest is calculated can have a great impact on the interest earned by your account and how your savings grow. Compound interest arises when interest is added to the…

Should You Get a Second Job?

A second job can bring much-needed money into the household to help get out of debt, pay off specific bills, or even save up for large purchases or vacations that…

Avoiding Costly Car Repair Mistakes

There’s no denying the fact that car repairs can be costly. The costs can be even more from simple mistakes, like using the wrong type of oil or forgetting to…

Living with High Student Loan Obligations

College graduates often leave their universities with an unwelcome burden — a significant amount of debt. It is important to note how much student debt has grown over the last…

Special Situations to Consider Before Starting Social Security

It makes financial sense to wait to collect your Social Security benefits until you hit full retirement age: 66 if you were born between 1943 and 1954 and as old…

Extended Warranties & Service Contracts

You’ve just bought a new computer. Maybe you’ve purchased your first car or a new refrigerator for your newly renovated kitchen. However, before the clerk or dealer finishes the transaction,…

Lower Your Credit Card Rate

Credit card interest rates can be manageable for some people but a real challenge for others. According to the Federal Reserve’s Consumer Credit December 2022 G.19 report, the average interest…