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Money Advice Around the Clock

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Investing in ETFs (Exchange-Traded Funds)

ETFs, or exchange-traded funds, are an excellent way of investing in the securities markets. ETFs include a basket of securities to trade on the stock exchange, like mutual funds. They…

What Is a Credit Reference?

If you’re looking to borrow money or rent an apartment, typically, you’ll need a credit reference. Credit references demonstrate an applicant’s ability to make timely payments. What Is a Credit…

Important Retirement Savings Milestones

When it comes to your money, one of the most important decisions you will make is how you go about saving for retirement. It can also be one of the…

Bump-Up CDs vs. Step-Up CDs

The main attraction of a certificate of deposit (CD) is its fixed interest rate. Opening a CD in a bank or credit union allows you to lock in an interest…

Supplemental Healthcare Coverage in Retirement

The Balance, a personal finance website publisher, recently reported on the alarming rate of medical bankruptcy in the U.S., stating that 643,000 Americans face bankruptcy each year as a result…

Low Rate or Cash Back?

Vehicle manufacturers or dealers will often offer incentives to purchase a specific vehicle in the form of a low rate loan or a cash back incentive. While a low rate…

Public Service Loan Forgiveness (PSLF)

Working in government service or for a non-profit organization might qualify you for the public service loan forgiveness program (PSLF). However, to fully qualify, you’ll also need to have made…