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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Upcycling Basic Household Items

With a little imagination and ingenuity, you can transform standard household items into things that give these tired old items new life and new love in a process known as…

Avoiding Non-Sufficient Fund and Overdraft Fees

Non-sufficient fund fees, more commonly known as NSF fees, are charged when your checking account does not have enough money for a purchase or payment you try to make. This…

Are You Eligible for a 403(b) Plan?

Unless you are an employee of a tax-exempt organization, like a public school, you may be unfamiliar with a 403(b). A 403(b) is a type of retirement account explicitly designed…

How Do Employee Stock Ownership Plans (ESOPs) Work?

A company can provide multiple benefits for its employees. Examples include vision and dental plans, retirement benefit plans, long-term care insurance plans, and more. In addition, employee stock ownership plans,…

Getting By on a Minimum Wage Job

The minimum wage could be as little as $7.25 an hour, depending on where you live in the United States. You could be struggling to live off your minimum wage…

Curing Bad Overspending Habits

Do you find yourself accumulating a bigger balance on your credit card every month? Are your closets, drawers, and cabinets overflowing because you keep buying things you do not need?…

Avoiding Costly Car Repair Mistakes

There’s no denying the fact that car repairs can be costly. The costs can be even more from simple mistakes, like using the wrong type of oil or forgetting to…