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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Staying Frugal without Becoming Cheap

It is possible to pinch pennies without anyone being the wiser. We live in a world where people are continually judging everything they see us do or buy when we…

Upcycling Basic Household Items

With a little imagination and ingenuity, you can transform standard household items into things that give these tired old items new life and new love in a process known as…

The Fair Debt Collection Practices Act

In 1977, Congress enacted the Fair Debt Collection Practices Act (FDCPA) as a way to protect consumers from harassment, deceit, and unfair tactics by debt collectors. The FDCPA applies to…

The Fair Credit Reporting Act

When you are looking to borrow money, your credit report is the most important document that influences the lender’s decision. This credit report contains sensitive personal data about your payment…

Going Cashless

A cash-free world might be on its way sooner than you think. According to the Federal Reserve Bank of San Francisco’s May 2021 “Diary of Consumer Payment Choice” study, cash…

Qualifying for Your First Apartment

It can be very exhilarating when you are about to rent your first apartment. However, it can also be a little overwhelming since the process is unfamiliar. Before you start…

Buying or Leasing a Vehicle

When it is time to get a new vehicle, there are three potential ways for you to pay for it. The first, paying in cash, is not a very common…