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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Are Paper Checks Still Relevant?

With the rise of debit cards, paper checks can seem slow and outdated. After all, checks work much like a debit card, allowing the recipient to redeem the check for…

The Benefits of Prepaid Cards

If you have a low credit score and are currently unemployed, you might struggle to qualify for a checking account at your local bank. You might also find that you…

Calculating Your Disposable Income

Disposable income is a consumer finance term used to describe your income after the deduction of taxes. It is a significant indicator of personal wealth and one of the tools…

Consumer Reporting Agencies

Consumer reporting agencies, sometimes abbreviated CRAs and also known as credit bureaus, collect credit information about individuals and sell this information to third parties upon request. In the United States,…

Helping Your Parents with their Finances

None of us like to think about our parents getting older and needing our help. However, it is a fact of life that as parents age, they will inevitably need…

Preparing Financially for a Climate Changing World

You can hardly turn on the news these days without hearing about some weather disaster or climatological catastrophe taking place somewhere in the world. The list of potential climate-related hazards…

Digital (or Virtual) Credit Cards

Data breaches occur all the time these days. They hardly make the news headlines anymore. One of the outcomes of these widespread breaches is that some credit card companies have…