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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

The Fair Debt Collection Practices Act

In 1977, Congress enacted the Fair Debt Collection Practices Act (FDCPA) as a way to protect consumers from harassment, deceit, and unfair tactics by debt collectors. The FDCPA applies to…

Good Reasons to Borrow Money

You have probably heard, more than once by now, that not all debt is created equal. Some types of debt are beneficial, while others, not so much. As consumers, understanding…

The End of a Marriage

Nobody goes into his or her wedding day planning to get a divorce. Unfortunately, the hard truth is that half of the marriages in the United States end up that…

Saving Money While on Vacation

Vacation. It is a magical time for friends, couples, and families to relax, unwind, and connect with others rather than their favorite devices. If you are not careful, though, it…

If You’re a Victim of a Data Breach

Technology and online security see continuous enhancements each year, but unfortunately, not those upgrades have not been enough to protect databases from being breached by hackers. As a result, identity…

Smart Ways to Spend Your Tax Refund

When tax time rolls around, you are likely waiting for that tax refund to come in, or maybe you already received it. Chances are it is a good chunk of…

How Cost of Living Adjustments are Calculated

When you file for Social Security benefits or Supplemental Security Income (SSI), your lifetime earnings determine the amount of your monthly retirement benefit. However, this number is not static for…