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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Are Paper Checks Still Relevant?

With the rise of debit cards, paper checks can seem slow and outdated. After all, checks work much like a debit card, allowing the recipient to redeem the check for…

Comparing Your Financial Aid Offers

Financial aid offers make college possible for many students across the country. But not all are created equal. It is essential to make an apple to apple comparison when it…

Understanding Your Debt Load

Before applying for a mortgage, car or personal loan, you need to know if you earn enough income every month to pay back your new debt. Fortunately, there is an…

Dealing With High Gas Prices

Gas prices have been surging in 2021/2022 due to inflation and supply-chain issues related to the pandemic. Then, more recently, the war in Ukraine has caused the price of oil,…

Staying Frugal without Becoming Cheap

It is possible to pinch pennies without anyone being the wiser. We live in a world where people are continually judging everything they see us do or buy when we…

How to Use a Password Manager

Having a strong password is vital to your cyber security. Passwords are most secure when they combine letters, numbers, and symbols; some sites even require you to use passwords with…

Why Your Credit Utilization Ratio Matters

Credit cards have become an essential and ubiquitous tool for purchase transactions and managing finances. While credit cards have several benefits, it’s best to use them with care because poor…