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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Renting Your First Apartment

When you are moving out on your own, the first place you live will probably end up being an apartment. They are generally inexpensive, readily available, small, and are often…

The Best Time to Buy

You may be the most frugal person in your family. You might even be the most frugal resident of your city. However, that does not mean that you can get…

Consolidating Your Debt

Is your debt keeping you awake at night? Do you struggle to make the minimum monthly payments on your credit cards? Are you worried that you’ll never be able to…

Using a Debit Card

Trying to cut down on your credit-card bills? Don’t like to carry around large sums of cash? Then a debit card might be right for you. Debit cards, in fact,…

Calculating Your Disposable Income

Disposable income is a consumer finance term used to describe your income after the deduction of taxes. It is a significant indicator of personal wealth and one of the tools…

Good Reasons to Borrow Money

You have probably heard, more than once by now, that not all debt is created equal. Some types of debt are beneficial, while others, not so much. As consumers, understanding…

The Fair Debt Collection Practices Act

In 1977, Congress enacted the Fair Debt Collection Practices Act (FDCPA) as a way to protect consumers from harassment, deceit, and unfair tactics by debt collectors. The FDCPA applies to…