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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Consumer Reporting Agencies

Consumer reporting agencies, sometimes abbreviated CRAs and also known as credit bureaus, collect credit information about individuals and sell this information to third parties upon request. In the United States,…

Your COBRA Health Insurance Rights

Losing a job is never easy. Losing the health benefits that your job provided to you and your family can be a devastating loss for any family. Since 1986, COBRA…

Supplemental Healthcare Coverage in Retirement

The Balance, a personal finance website publisher, recently reported on the alarming rate of medical bankruptcy in the U.S., stating that 643,000 Americans face bankruptcy each year as a result…

What Is Skimming?

Skimming is a form of identity theft that extracts credit card information when you use the card in a modified public card reader. Skimmers are typically installed on ATMs or…

How Inflation Impacts Your Finances

Inflation has made its impact in the past couple of months. If you’ve noticed an increased cost of goods and services, that’s due to inflation. While inflation is natural and…

Upcycling Basic Household Items

With a little imagination and ingenuity, you can transform standard household items into things that give these tired old items new life and new love in a process known as…

The Pros and Cons of Retail Credit

How many times has the cashier across from you asked you this question: “Would you like to apply for our store credit card?” When you hesitate, they follow up with:…