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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

The Fair Debt Collection Practices Act

In 1977, Congress enacted the Fair Debt Collection Practices Act (FDCPA) as a way to protect consumers from harassment, deceit, and unfair tactics by debt collectors. The FDCPA applies to…

An Overview of 529 Plans

As families invest their savings in preparation for their children’s future K-12 or college tuition and expenses, 529 college savings plans can provide various tax and financial benefits. These benefits…

Introducing Your Teen to Banking

It is never too soon to start teaching your children smart financial habits that will help them throughout adulthood. One of the most important lessons for your teen is responsible…

Getting By on a Minimum Wage Job

The minimum wage could be as little as $7.25 an hour, depending on where you live in the United States. You could be struggling to live off your minimum wage…

The Basic Principles of Retirement Planning

Are you saving enough for retirement? If you are like most U.S. residents, probably not. The Employee Benefit Research Institute’s 2022 Retirement Confidence Survey reports that slightly more than 7…

Selling Your Car

If you plan on selling your car, there are various ways you should consider so that you can get the best price for your vehicle. The main methods focus on…

Vehicle Financing Options

You are ready to buy a new car. However, before you hit the dealership, you need to learn the basics of how to pay for your car. You have three…