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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Investing in Stocks

Investing in stocks can be an exciting and potentially lucrative way to grow wealth. Stocks represent ownership in a company, and their value can rise or fall based on various…

Bump-Up CDs vs. Step-Up CDs

The main attraction of a certificate of deposit (CD) is its fixed interest rate. Opening a CD in a bank or credit union allows you to lock in an interest…

Considering a Financial Caregiver

Getting older comes with a lot of unique challenges. One such challenge is a decline in mental abilities. When you’ve had an aging parent who has experienced a decrease in…

Understanding Your Debt Load

Before applying for a mortgage, car or personal loan, you need to know if you earn enough income every month to pay back your new debt. Fortunately, there is an…

The Minimalist Model

Operating under the idea of “less is more” in life and money, the minimalist model of living is something more people are beginning to ascribe to. The thought is the…

Smart Spending

Even if you are a smart spender, your kids will not necessarily pick up this habit unless you make it a point to teach them. Plenty of kids from frugal…

Consumer Reporting Agencies

Consumer reporting agencies, sometimes abbreviated CRAs and also known as credit bureaus, collect credit information about individuals and sell this information to third parties upon request. In the United States,…