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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Maximize Your Car’s Trade-In Value

Many things impact a car’s resale or trade-in value. Learning to maximize your car’s trade-in value gives you more buying power for the purchase of your next vehicle and allows…

College Savings Plan Options

You look at your paycheck, and then you look at the tuition and fees that even the most “affordable” state colleges and universities charge. You cannot help but panic. How,…

Dealing with Dynamic Pricing

We all like to think of ourselves as savvy shoppers who do what it takes to get great deals on the things we buy. However, the things you do not…

Calculating Your Disposable Income

Disposable income is a consumer finance term used to describe your income after the deduction of taxes. It is a significant indicator of personal wealth and one of the tools…

Extended Warranties & Service Contracts

You’ve just bought a new computer. Maybe you’ve purchased your first car or a new refrigerator for your newly renovated kitchen. However, before the clerk or dealer finishes the transaction,…

Laddering Strategies for CDs

The interest rates offered on savings accounts and money market accounts today are hardly impressive. The FDIC’s weekly national rate and rate caps as of end of November 2022 found…

Buying or Leasing a Vehicle

When it is time to get a new vehicle, there are three potential ways for you to pay for it. The first, paying in cash, is not a very common…