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Money Advice Around the Clock

Find what you need to know, whenever you need to know it.

Can Credit Counseling Help?

Credit counseling is a service that can be beneficial to consumers who have credit problems, those seeking to avoid credit problems, and those who are simply looking for ways to…

The True Cost of a College Education

The sticker price of a college education can be shocking. Moreover, this sticker price is increasing every year. The College Board says that students enrolled at a private college during…

How are Social Security Benefits Calculated?

You are nearing retirement age and wonder how much money you can expect from the federal government in Social Security benefits each month after leaving the workforce. The short answer?…

Refinancing an Auto Loan

Your auto loan is likely to be your biggest monthly payment other than your mortgage or rent payment. Because of this, you should make sure you have the best possible…

How Much Should You Spend on Rent?

Housing is typically the largest line item in most people’s budget. This is especially true for individuals who are living on their own for the first time. Therefore, before signing…

Employer-Sponsored Repayment Programs

Certain companies and government agencies offer benefit programs as part of their employment to assist employees in paying off their student loans. Employers can offer employees up to $5,250 as…

Putting Money in a Certificate of Deposit (CD) Account

Looking for a safe place to invest your dollars, an investment vehicle with a guaranteed rate of return? A bank-issued certificate of deposit — usually known as a CD —…