Owning a Home

1 Foreclosure Prevention

2 Home Buying Basics

3 How to log in for the first time

4 Home Equity Loans vs Lines of Credit

5 Cash-Out Refinancing or a Home Equity Loan?

6 Understanding Home Equity

7 Using the Equity in Your Home Wisely

8 Buying Down an Interest Rate with Points

9 Finding the Right Home

10 How Escrow Accounts Work

11 The ROI of Home Improvement Projects

12 Buying a Home with a Friend

13 Making an Offer on a Home

14 Buying a Home from a Family Member

15 Know When to Lock-In a Mortgage Rate

16 Understanding Your Debt-to-Income Ratio

17 Understanding Housing and Debt Ratios

18 Understanding Mortgages

19 Maximizing a Home Appraisal

20 Should You Refinance Close to Retirement?

21 Closing on a Home

22 Consolidating Debt with Home Equity

23 Paying Off a Home Equity Loan or Line of Credit

24 Calculate a Home Equity Loan Payment

25 Adjustable Rate Mortgage Analyzer

26 Calculate a Mortgage Payment

27 FHA Mortgage Basics

28 Time to Refinance?

29 Home Equity Loan or Line of Credit?

30 Rent or Buy?

31 Proceeds from Sale of a Home

32 Finding a Real Estate Agent

33 Compare Two Mortgage Loans

34 Qualifying for a Mortgage

35 Saving for a Down Payment on a Home

36 Finding a Mortgage

37 Using the Equity in Your Home

38 Refinancing Your Mortgage

39 The Pros and Cons of an HOA

40 Winterizing Your Home: Protecting Your Investment

41 Springtime is a Great Time For Home Improvement

42 5 Keys to Borrowing to Build Your Dream Home

43 Maximizing Storage Space for Everyday Items

44 Five Essential Smart Home Features

45 How Home Construction Loans Work

46 Getting Your Home Ready to Sell

47 Buying a Vacation Home

48 What Now for Home Equity?

49 About Private Mortgage Insurance

50 Using Home Equity for a Major Purchase

51 Home Affordability

52 The Equity in Your Home

53 Is a “Tiny Home” the Answer?

54 Building Equity in Your Home

55 Down Payment Assistance Programs

56 Tips for Refinancing Your Home

57 Are You Ready to Buy a Home?

58 What’s the Deal with Timeshares?

59 Home Equity Line of Credit Payment

60 Tips for a First Time Home Buyer

61 5 Tips for Applying for a Mortgage

62 House, Townhome, or Condo?

63 Building a Home Buying Team

64 Being Pre-Qualified vs. Being Pre-Approved

65 Getting Rid of Private Mortgage Insurance

66 Buying vs Renting a Home

67 Down Payment Strategies for First-Time Home Buyers

68 Home Affordability

69 Additional Financial Home Buying Obligations

70 Fixed Rate vs Adjustable Rate Mortgages

71 15-Year vs 30-Year Mortgages

72 Should You Refinance Into a Shorter Term Mortgage?