Your Finances

Understanding Your Debt Load

Working with Creditors

Understanding Credit Costs

What Your Credit Score Means

Understanding Your Credit Report

Paying Off Debts with the Snowball Strategy

About Those Interest-Free Offers

The Avalanche Debt Repayment Method

How Loan Amortization Works

Using a Personal Line of Credit

The Fair Credit Reporting Act

Should You Transfer Account Balances?

Secured vs. Unsecured Loans

Add to Your Monthly Payment and Save Money

Consumer Reporting Agencies

Calculating Annual Percentage Rates

Living a ‘Credit-Free’ Life

The Fair Debt Collection Practices Act

Consolidating Your Debt

Good Debt, Bad Debt

Refinancing an Auto Loan

Boosting Your FICO Score

After You’ve Paid Off Your Credit Cards

Meet a Debt Payoff Goal

Increase Your Monthly Payment

Are Credit Card Balance Transfers Worth It?

Compare Two Vehicle Loans

Compare Vehicle Loans by Term

Make Bi-Weekly Payments

Save or Pay Off Debt?

Use a Lump Sum to Pay Down Debt

How Long Will it Take to Pay Off a Credit Card?

Low Rate or Cash Back?

Calculate a Vehicle Payment

Avoiding the Minimum Payment Trap

Can Credit Counseling Help?

Taking a ‘Staycation’

Comparing Products Online

Buying or Leasing a Vehicle

The Best Time to Buy

Vehicle Affordability by Loan Term

Gas Mileage Savings with a Fuel Efficient Vehicle

Purchase or Lease a Vehicle

Understanding Car Leases

The Pros and Cons of Retail Credit

Extended Warranties & Service Contracts

How Overspending Can Derail a Budget

Tracking what You Spend

Making a Major Purchase

Curing Bad Overspending Habits

Debt Payoff Strategies

Grocery Shopping Tips for Singles

Protect Yourself from Predatory Lenders

Smart Purchases to Make on Credit

Building a Credit Reputation

Use a Side Hustle to Pay Off Debt

Your Annual Credit Report Review

Maximizing Credit Card Rewards

Choosing a Credit Card

Good Reasons to Borrow Money

Accelerating Repayment on a Loan

Evaluating Credit Card Reward Programs

Alternatives to Pay Day Lenders

Vehicle Financing Options

The Pros and Cons of Loan Protection Insurance

Prioritizing How You Repay Debt

Are Credit Repair Services Worth It?

Working Through Credit Issues with a Spouse

The Ins and Outs of Credit Scores

Disputing a Credit Card Transaction

Making Only Minimum Payments

What Is a Credit Reference?

How Many Credit Cards Should You Have?

Lower Your Credit Card Rate

How Credit Card Utilization Impacts Your Credit Score

Understanding Credit Card Interest

Why Your Credit Utilization Ratio Matters